:root{--navy:#10314F;--navy2:#0A2238;--blue:#1478C0;--sky:#5FB3F0;--ink:#13263A;--mut:#5B6B7C;--line:#DCE4EC;--bg:#F4F7FA}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"IBM Plex Sans",system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.55;font-size:17px}
a{color:var(--blue)}
img{max-width:100%;display:block}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.saira,h1,h2,h3,.btn,.kick{font-family:Saira,"IBM Plex Sans",sans-serif}

/* header */
.top{background:var(--navy2);position:sticky;top:0;z-index:20;border-bottom:3px solid var(--blue)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand img{height:40px;width:auto}
.brand span{font-family:Saira;font-weight:800;letter-spacing:.12em;font-size:13px;line-height:1.1}
.top nav{display:flex;align-items:center;gap:18px}
.top nav a.tel{color:#D7E3EF;text-decoration:none;font-weight:600;font-size:15px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4em;background:var(--blue);color:#fff;font-weight:800;letter-spacing:.06em;text-transform:uppercase;text-decoration:none;border:0;cursor:pointer;padding:14px 30px;font-size:16px;clip-path:polygon(8px 0,100% 0,calc(100% - 8px) 100%,0 100%);transition:background .15s}
.btn:hover{background:#0F66A6}
.btn.sm{padding:10px 20px;font-size:14px}
.btn.full{width:100%;padding:17px}

/* hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(155deg,#16406A 0%,var(--navy) 45%,var(--navy2) 100%);color:#fff}
.hero svg.topo{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}
.hero .bars{position:absolute;right:-60px;top:0;bottom:0;width:150px;background:var(--blue);transform:skewX(-14deg);opacity:.9}
.hero .bars:before{content:"";position:absolute;left:-46px;top:0;bottom:0;width:16px;background:rgba(255,255,255,.55)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;padding-top:64px;padding-bottom:72px;align-items:start}
.kick{color:var(--sky);font-weight:800;letter-spacing:.1em;font-size:15px;text-transform:uppercase}
.hero h1{font-weight:900;text-transform:uppercase;font-size:clamp(40px,5.6vw,66px);line-height:.95;margin:14px 0 20px}
.hero h1 em{font-style:normal;color:var(--sky);display:block}
.hero p.lead{font-size:19px;color:#D7E3EF;max-width:560px}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.chip{font-family:Saira;font-weight:800;letter-spacing:.08em;font-size:14px;border:1.5px solid rgba(215,227,239,.5);padding:7px 14px;color:#fff}
.ticks{list-style:none;margin-top:28px;display:grid;gap:10px}
.ticks li{padding-left:30px;position:relative;color:#E6EEF6}
.ticks li:before{content:"";position:absolute;left:0;top:7px;width:16px;height:10px;border-left:3px solid var(--sky);border-bottom:3px solid var(--sky);transform:rotate(-45deg)}

/* form card */
.card{background:#fff;color:var(--ink);padding:30px 28px;box-shadow:0 24px 60px rgba(0,0,0,.35);border-top:5px solid var(--blue);position:relative}
.card h2{font-weight:900;text-transform:uppercase;font-size:28px;line-height:1;color:var(--navy)}
.card p.sub{color:var(--mut);font-size:15px;margin:8px 0 18px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:4px}
.f{margin-bottom:12px}
input,select,textarea{width:100%;font:inherit;font-size:16px;padding:11px 12px;border:1.5px solid var(--line);background:#fff;color:var(--ink);border-radius:0}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(20,120,192,.15)}
textarea{min-height:84px;resize:vertical}
.opt{font-weight:400;color:var(--mut)}
.fine{font-size:12.5px;color:var(--mut);margin-top:12px;text-align:center}
.err{color:#B3261E;font-size:14px;margin-top:10px;text-align:center}
.hp{position:absolute;left:-9999px}

/* sections */
section{padding:80px 0}
.alt{background:var(--bg)}
.sh{text-align:center;max-width:720px;margin:0 auto 46px}
.sh h2{font-weight:900;text-transform:uppercase;font-size:clamp(30px,4vw,44px);line-height:1;color:var(--navy);margin-top:10px}
.sh p{color:var(--mut);margin-top:14px}
.kick.dk{color:var(--blue)}

.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:var(--navy);color:#fff}
.stat{padding:30px 22px;text-align:center;border-right:1px solid rgba(255,255,255,.12)}
.stat:last-child{border-right:0}
.stat b{display:block;font-family:Saira;font-weight:900;font-size:40px;line-height:1;color:var(--sky)}
.stat span{font-size:14px;color:#C9D7E5;letter-spacing:.02em}

.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.box{background:#fff;border:1px solid var(--line);padding:28px 24px;position:relative}
.box .n{font-family:Saira;font-weight:900;font-size:15px;color:#fff;background:var(--blue);display:inline-block;padding:4px 14px;clip-path:polygon(6px 0,100% 0,calc(100% - 6px) 100%,0 100%);margin-bottom:14px;letter-spacing:.06em}
.box h3{font-weight:800;font-size:21px;color:var(--navy);margin-bottom:8px;text-transform:uppercase;letter-spacing:.02em}
.box p{color:var(--mut);font-size:16px}

.dl{display:grid;grid-template-columns:repeat(2,1fr);gap:14px 40px;max-width:900px;margin:0 auto}
.dl li{list-style:none;padding:14px 0 14px 34px;border-bottom:1px solid var(--line);position:relative}
.dl li:before{content:"";position:absolute;left:0;top:20px;width:18px;height:10px;background:var(--blue);transform:skewX(-20deg)}

.faq{max-width:820px;margin:0 auto}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{cursor:pointer;font-weight:600;font-size:18px;color:var(--navy);list-style:none;position:relative;padding-right:30px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:0;top:-4px;font-family:Saira;font-weight:900;font-size:26px;color:var(--blue)}
.faq details[open] summary:after{content:"–"}
.faq details p{color:var(--mut);margin-top:10px}

.cta{background:linear-gradient(155deg,#16406A,var(--navy2));color:#fff;text-align:center;position:relative;overflow:hidden}
.cta h2{font-weight:900;text-transform:uppercase;font-size:clamp(30px,4vw,46px);line-height:1}
.cta p{color:#D7E3EF;margin:14px auto 28px;max-width:560px}

footer{background:#071A2C;color:#9FB2C6;font-size:14px;padding:34px 0}
footer .wrap{display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;align-items:center}
footer a{color:#C9D7E5}
footer .links{display:flex;gap:20px;flex-wrap:wrap}

/* legal / thanks pages */
.page{background:var(--bg);padding:60px 0 80px}
.doc{background:#fff;max-width:860px;margin:0 auto;padding:48px 52px;border-top:5px solid var(--blue)}
.doc h1{font-weight:900;text-transform:uppercase;color:var(--navy);font-size:40px;line-height:1}
.doc .upd{color:var(--mut);font-size:14px;margin:10px 0 28px}
.doc h2{font-weight:800;color:var(--navy);font-size:21px;text-transform:uppercase;letter-spacing:.02em;margin:30px 0 10px}
.doc p,.doc li{color:#33475B;margin-bottom:10px}
.doc ul{padding-left:22px;margin-bottom:10px}

@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr;gap:36px;padding-top:44px;padding-bottom:52px}
  .hero .bars{display:none}
  .stats{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2){border-right:0}
  .stat:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.12)}
  .grid3{grid-template-columns:1fr}
  .dl{grid-template-columns:1fr}
  section{padding:60px 0}
}
@media (max-width:560px){
  body{font-size:16px}
  .top .wrap{height:60px}
  .brand img{height:32px}
  .brand span{display:none}
  .top nav a.tel{display:none}
  .row{grid-template-columns:1fr;gap:0}
  .card{padding:24px 18px}
  .doc{padding:32px 20px}
  .doc h1{font-size:32px}
}